What products do you offer?

With BuyFin you can offer a mix of loan options. You can customize plans from our menu of options. We offer more than 30 loan products. These products are all unsecured, closed-end, installment loans and subject to credit approval. Loans are made by participating lenders.

Why should I offer BuyFin to customers?

BuyFin offers multiple promotional financing options that can address a customer’s budgetary needs. Your customer will keep more cash in their pocket while obtaining financing with interest rates typically much lower than a credit card. This improves the customer experience while also increasing your deal size and close rates.

Is it easy to offer my customer a loan?

Yes, it’s a fast and simple process that begins with a text message to kick off the loan application. Preapproval does not require a hard credit check and you customers will be presented multiple options with clearly defined monthly payment amounts.

After a loan is given, do I need to worry about customer repayment?

No, you are not responsible for collecting customer loan payments.

After a loan is approved, how do I get paid?

You will receive payment via ACH directly to your bank account in as little as one day.

Is signing up easy?

Yes, it starts with an easy online application with the potential for instant approvals, followed by simple onboarding.

BuyFin Payment Processing FAQs

Why is BuyFin Payment Processing different from my current vendor?

With BuyFin Payment Processing solutions, you have no hidden fees and transparent, competitive rates. We offer white-glove service, complete with easy onboarding and support for all your questions. With BuyFin, you will be able to speak with a Payments Specialist right away and not just be a number in a queue.

How do I know what extra fees my current payment processing partner is charging me?

There are a few different ways to determine what fees your current payment processing company is charging you:

  • Review your statements to get a detailed breakdown of fees
  • Review your contact to see an outline of their fee structure
  • Contact their customer support and request a breakdown of monthly fees

What is the process to change from my current payment processor to BuyFin?

Migrating to a new payment processor doesn’t have to be a daunting task. Our team of Payments Specialists will work closely with you to identify your current business requirements to help reduce the risk of data loss and ensure your migration process is accurate and successful.

How do I get started with BuyFin Payments?

If you’re interested in getting started, or have additional questions about BuyFin Payment Processing, please send an email to our solutions specialists at merchants@buyfin.com.

What payments do you process?

We currently accept all major credit card brands (Visa, Mastercard, Discover & American Express), debit cards, and ACH (electronic check processing).

How competitive are the rates offered by BuyFin?

BuyFin Payment Processing offers competitive processing rates with no setup fees, no hidden fees, or no annual fees.